Smart Home Equity

Discover reliable investment and credit opportunities.

Guaranteed Credit

Real estate-secured loans with collateral worth 200% of the loan amount.

Access investment opportunities with an attractive 24% annual return, backed by real estate assets that provide solid collateral and enhanced security for your capital.

Secure investment opportunities backed by strong legal and regulatory frameworks

Predictable Profitability

Legal Security

About Ascendia Finance

Ascendia Finance is a company specialized in structured financial solutions, with a focus on credit operations backed by real estate collateral (Home Equity). We connect investors to secure opportunities, offering attractive returns and risk mitigation through tangible guarantees. Our commitment is to promote responsible, transparent, and efficient access to credit, contributing to economic growth and value creation for both borrowers and investors.

40-50%

3%

Just 3% of the population have utilized their assets to unlock liquidity.

Approximately 40–50% of the Brazilian population is excluded from the formal credit market."

"Investing with Ascendia means driving financial inclusion, with the solidity of structured operations and sustainable returns."

The data show a latent space for the expansion of this modality in Brazil, combining security (real collateral) and financial inclusion.

Turning problems into opportunities

The combination of high informality in credit access, underutilization of real estate assets, and controlled default rates positions Home Equity as one of the most powerful financial inclusion tools in Brazil.

We are facing a historic opportunity: with the advancement of financial education, strategic collaboration with innovative fintechs, and the strengthening of the legal environment, Brazil is well-positioned to accelerate a revolution in credit access, following the path of maturity and prosperity already established in the United States.

Trusted Financial Services

We offer financial services with guaranteed backing and secure investments, prioritizing safety and transparency.

Secured Credit

Tailored real estate-backed loans: personalized, secure solutions with the best terms to turn your plans into reality.

Secure investments

Investments with high returns and guaranteed legal security — Ascendia’s formula to attract those seeking confident returns.

With blockchain and A.I. technology, Ascendia transforms real estate-backed credit into a safer, faster, and more reliable experience.

Technology

Advantages of Investing and Growing with Ascendia

Compliance

KYC, Background Check, and Risk Analysis, ensuring the integrity of operations.

Impact

Connection between Capital and Purpose
Your investment creates real impact, promoting opportunities for those historically excluded from the financial system.

Legal Security
Structured operations with real guarantees and complete transparency for investors and borrowers.

Security

Yield

Fixed-income investments with pre-fixed rates of 24% p.a., ensuring predictability for your investments.

Low Delinquency

Home Equity operations in Brazil show a low default rate, ranging between 1% and 3%, reflecting the security of the model, which is backed by real estate collateral.

Regulatory Compliance

Partnerships with specialized fintechs ensure that operations strictly comply with regulatory requirements, combining technological innovation with legal security.

Contact Us

Estamos prontos para ajudar com suas necessidades financeiras.